SyncFund logoSyncFund
Get the app

Spreadsheets are exhausting. Debt splitters only tell half the story.

The spreadsheet trap

You started a shared Excel sheet with your partner. Three weeks in, receipts are piling up, balances don't match, and nobody wants to open their laptop on Sunday night.

The “who owes who” illusion

Simple IOU splitters tell you who owes $15 for dinner, but they don't tell you how much money you actually have in checking, what bills hit next week, or whether you're overspending on groceries.

The banking app silo

Your bank app only sees your accounts, and your partner's bank only sees theirs. Combining finances shouldn't mean sharing sensitive bank logins.

SyncFund is the unified collaborative finance manager.

It bridges individual tracking and shared household coordination — multi-wallet balances, collaborative spaces, subscription forecasting, and deep insights, without handing over bank credentials.

Shared household transparency. Complete personal privacy.

Finances in life are fluid. SyncFund lets you create distinct Spaces for every shared chapter of your life — while keeping personal wallets private.

  • Granular roles. Give your partner full editing rights, let housemates log shared expenses, or grant view-only access to dependents.

  • Context-switching. Switch between Apartment Roommates, Family Budget, and Summer Roadtrip in one tap.

  • Dedicated space currencies. Assign each space its own base currency — EUR, USD, MXN, GBP, and more.

  • Seamless cloud sync. When one person logs groceries or rent, everyone's dashboard updates instantly.

Admin view of the Home space showing a $900 balance and a $50 transport expense logged by jose.compani…
Admin view
Editor view of the same Home space, same $900 balance, with the $50 transport expense shown as logged by you
Editor view
Logged once. Seen by everyone.Jose logs a $50 transport expense — the whole space sees it instantly.
ROLES PER SPACE
AdminEditorViewer

Your real money isn't in one bucket. Your app shouldn't pretend it is.

Most expense apps treat your finances as a flat number. SyncFund mirrors how money really flows between cash, cards, and accounts.

  • Every account in one place. Track your cash stash, checking account, savings cushion, and credit cards simultaneously, each with its own color and icon.

  • Clean inter-wallet transfers. Withdrawing cash from the ATM or paying off your credit card? Log it as a transfer. SyncFund moves the money between wallets without recording it as extra income or spending.

  • Server-side atomic precision. Balances are maintained atomically on secure servers, preventing discrepancies and sync conflicts across devices.

Log Transaction screen with expense, income and transfer tabs
Cash
Credit cards
Bank accounts
Transfers never count as spending

Never get surprised by a subscription or bill again.

Stop losing track of forgotten annual renewals, rent due dates, and recurring gym memberships. Forecast your cash flow weeks before it happens.

  • Unified projections. See your projected monthly and annual recurring expenses alongside your regular income, like salary or freelance retainers.

  • Upcoming schedule. A glanceable countdown of what's coming up next — Today, Tomorrow, In 7 days — shown in your exact local timezone.

  • Advance push notifications. Get alerted 24 or 48 hours before a recurring transaction triggers, with time to cancel unwanted services or fund the account.

  • One-tap pause & resume. Put a recurring payment on hold without losing its history or custom frequency.

Rent is due tomorrowReminder · 24h before
Upcoming
TodayTomorrowIn 7 days
  • NetflixMonthly$15.495:00 PM
  • RentMonthly$1,200.00
  • GymMonthly$39.00Paused
This month$1,254.49This year$15,053.88
Example data

Turn daily receipts into clear financial habits.

Knowing where your money went is the first step toward keeping more of it.

  • Intuitive category breakdowns. Color-coded charts show your exact spending distribution across housing, food, entertainment, and transport.

  • Full transaction history. Search and filter by wallet, category, and date range in seconds.

  • Actionable net totals. Understand your actual savings rate per space at a glance.

All Transactions screen filtered by wallet, date range and category
New Category screen with color and icon picker

Your financial data belongs to you. Period.

SyncFund is built on the philosophy of conscious, mindful tracking without compromising your security.

Your personal wallets stay invisible

Only the wallets and transactions you assign to a shared space are shared. Everything else stays yours.

Only you
  • Personal cardhidden from other members
  • Savingshidden from other members
JM
Shared · Apartment
  • Shared checking$900.00
  • Rent−$200.00
  • Groceries−$42.00
Example data
  • No bank login linkingUnlike apps that demand read/write access to your live bank account, SyncFund never asks for your bank password or routing credentials.
  • Biometric app lockProtect your dashboard with Face ID or fingerprint authentication. Even if your phone is unlocked, your numbers stay confidential.
  • Encrypted AWS infrastructureCloud sync and authentication are powered by enterprise AWS services with HTTPS TLS encryption.
  • No data sellingWe do not sell your transactional data or browsing patterns to advertisers or lenders.

Who is SyncFund for?

Couples & partners

Share household expenses, rent, and groceries transparently without awkward spreadsheets or sharing private personal accounts.

Roommates & housemates

Keep utility bills, Wi-Fi subscriptions, and shared supplies balanced with clear role permissions.

Freelancers & side-hustlers

Track separate client income streams, recurring business software expenses, and multi-wallet cash flow in dedicated spaces.

Travel groups & families

Manage a dedicated holiday space with locked local currency and real-time contribution tracking.

Start free. Upgrade for unlimited power.

Free$0forever
  • Essential collaborative spaces
  • Multi-wallet tracking
  • Full transaction logging and categorization
  • Up to 1 active recurring subscription tracker
SyncFund Pro$3USD / monthor $30 USD per year — 2 months free
  • Unlimited recurring transactions and subscriptions
  • Advance 24h & 48h push reminder notifications
  • Unlimited space members & collaborative editing
  • Advanced multi-frequency cycles (daily, biweekly, yearly)
  • Unlimited transaction history

Get SyncFund Pro for free.

Love SyncFund? Share your personal invite code with friends. For every friend who joins, both of you earn credits toward free promotional Pro months — no credit card required.

Questions, answered

Something else on your mind? Contact support.

  • No, and that's by design. Many users are uncomfortable handing over their online banking credentials to third-party scrapers that frequently disconnect. SyncFund emphasizes fast, intentional tracking with instant sync, zero password risk, and full control over what is recorded.

  • No. You only share the wallets and transactions you explicitly assign to a shared Space. Any wallet or space you keep personal remains completely invisible to other members.

  • You set up your recurring subscriptions, bills, or regular income once — Netflix monthly, rent on the 1st, weekly salary. SyncFund automatically projects your monthly and annual totals, alerts you 24–48 hours ahead of renewal, and registers the transaction on the scheduled date in your local timezone.

  • Yes. SyncFund is natively built in English and Spanish, automatically adapting to your phone's locale or letting you switch manually in Settings.

  • Yes. Each Space can have its own dedicated currency, so you can manage household expenses in USD while managing a vacation or property in EUR or MXN.

Take the stress out of shared finances.

Join thousands of households keeping their budgets, wallets, and subscriptions aligned.